Funding decisions in as little as 4 hours
Real Capital for
Real Businesses.Up to $5M. No Runaround.
Premium Underwriting connects growth-stage businesses with the right financing — fast. Whether you need working capital, equipment, or commercial real estate, we underwrite deals banks won't touch.
- No collateral needed for most products
- Decisions in 4–24 hours, funded in 48
- All credit profiles reviewed — we look at the full picture
Trusted by 2,400+ business owners nationwide · $500M+ deployed
See Your Options in 60 Seconds
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$500M+
Capital Deployed
2,400+
Businesses Funded
Financing Products
Every Stage. Every Need.
From day-to-day working capital to multi-million dollar commercial real estate — we have a product built for it.
Unsecured Business Loans
Access $10K–$1M with no collateral required. Decisions in as little as 4 hours for qualified businesses.
SBA Loans
Government-backed programs (7a & 504) with competitive rates. We navigate the paperwork so you don't have to.
Revenue-Based Financing
Flexible repayments that flex with your cash flow. No fixed monthly payment. Pay more when revenue is up, less when it's not.
Equipment Financing
100% financing on the machinery, vehicles, and tech your business needs to grow — preserve your working capital.
Commercial Real Estate
Bridge loans, acquisition financing, and refinancing for multi-family, retail, industrial, and mixed-use properties.
The Process
From Application to Funded — Fast.
Apply in 2 Minutes
Tell us your basic business details. No lengthy paperwork, no tax returns upfront. Our smart intake captures what underwriters actually need.
Get a Decision Fast
Our underwriting team evaluates your profile and returns a term sheet — often within 4 to 24 hours of submission.
Funds Hit Your Account
Once you accept, funds are wired directly to your business bank account. Many clients receive capital within 48 hours of approval.
What Our Clients Say
"I was skeptical after getting turned down by two banks. Premium Underwriting came back with a $175K offer in less than 12 hours. The money was in my account two days later. Game-changer for my fleet expansion."
Marcus T.
Owner, MT Logistics LLC
"We needed $80K fast to cover a kitchen renovation before our busiest season. Premium Underwriting had us approved and funded in under 48 hours. I couldn't believe how painless the process was."
Diana R.
Owner, La Mesa Grill
"Traditional banks couldn't move at the pace we needed to expand our clinic. Premium Underwriting structured a $300K deal that fit our cash flow perfectly. Our patients are already benefiting from the new equipment."
Dr. James K.
Director, Lakeside Medical Group
"We closed on a bridge loan for a 24-unit acquisition in less than two weeks. The team understood the deal, communicated clearly, and delivered. We're already working on our next project with them."
Sandra M.
CEO, Crestview Housing Partners
Common Questions
Frequently Asked Questions
Your Next Move Starts Here.
Don't let slow banks or tight credit lines hold your business back. Get a no-obligation quote and see what you actually qualify for — in minutes.
Get a Quote — It's FreeNo commitment. No hard pull. Results in minutes.
